Specialist medical
malpractice insurance in
the UK
Looking for trusted medical malpractice insurance options for doctors, nurses, and healthcare professionals? Faces has it all in one place
Our platform helps you compare top-rated insurers, access tailored protection, and stay fully compliant with UK professional requirements.
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- Treatment-specific certifications
Legal DefenseComprehensive CoverageWhat Is medical malpractice insurance?
Medical malpractice insurance (also known as medical liability insurance) provides financial protection if a patient makes a claim for negligence, misdiagnosis, or mistakes made while delivering care.
Even the most experienced medical professionals can face unexpected legal challenges
The right insurance safeguards your finances, professional licence, and reputation, covering defence costs, compensation payouts, and hearing representation. Whether you are an NHS consultant, private GP, or agency nurse, having reliable cover ensures peace of mind and professional protection.
Who needs medical malpractice insurance in the UK?
If you provide private or independent healthcare services, valid medical malpractice insurance is essential for compliance and protection. This includes,
- Doctors, consultants, and GPs working privately or as locums
- Nurses and midwives in agency or independent practice
- Dentists, physiotherapists, and surgeons
- Therapists and allied health professionals
Note: The General Medical Council (GMC) and other UK regulators require all practitioners to hold adequate and appropriate cover to practise legally.
Medically qualified
If you're a surgeon, doctor, registered nurse, pharmacist, paramedic, dentist, dental therapist, or dental hygienist, this cover is for you.
Medical malpractice insurance
From£32.21
a month for £250,000 cover
Malpractice
for bodily injury, illness, or death of clients caused by your negligence
Indemnity
for breach of care, confidentiality, or dishonesty
Public liability
£4.05
a month for £250,000 cover
£1,000,000
for physical damage and injuries caused by your business
Based on an annual income of up to £50,000. All prices include IPT at 12%. Quote online for turnovers up to £250,000, or call and talk to an expert.
Insurance providers
Why compare with our platform?
We make it easier to find the right Medical Malpractice Insurance provider. Instead of searching multiple websites, you can compare quotes and coverage options in one secure place.
Our comparison platform offers
- Access to FCA-registered UK insurers
- Transparent, competitive pricing
- Coverage tailored to your profession and risk profile
- Guidance from qualified insurance specialists
- No hidden fees or unnecessary paperwork
We connect healthcare professionals from consultant surgeons to community nurses with trusted insurers who understand their work and professional obligations.
What does medical malpractice insurance cover?
Coverage details vary by provider, but most policies include
- Legal defence costs for claims and proceedings
- Compensation payouts and settlements
- Representation at GMC or NMC hearings
- Breach of confidentiality claims
- Good Samaritan acts cover
- Libel and slander protection
Always review each provider’s terms carefully to ensure you’re protected for every relevant risk area.
How much does medical malpractice insurance cost?
Your medical malpractice insurance cost will depend on several factors, including
- Your job title and medical speciality
- The nature and size of your practice
- Annual income and claims history
- Desired coverage limits
By comparing policies from leading medical malpractice insurance companies UK, you can easily find affordable and comprehensive cover without compromising on protection.
Private medical indemnity insurance for independent practitioners
For those working outside the NHS, private medical indemnity insurance offers essential cover tailored to independent or self-employed professionals.
Whether you run your own clinic or provide private consultations, this insurance protects against the financial impact of patient complaints, legal costs, or professional errors.
We work with a wide range of medical malpractice insurance providers to ensure that every healthcare professional from GPs to physiotherapists has access to a reliable and compliant indemnity policy.
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Questions about malpractice insurance
All your questions answered.
