Imagine your hard-earned money, reputation, and success going down the drain just because you injured your client or an accident happened in your clinic. It’s disastrous, to say the least! The amount of time and money you will spend on every accident will give you a headache and may be the downfall of your career and business, whether you’re a medic or a non-medical practitioner.
That’s one of many reasons why aesthetic insurance is a must-have for all practitioners in the aesthetics industry. Insurance protects you from malicious allegations and unforeseen challenges. It also provides a legal stand against compensation claims.
If you’re still reading up until this line, then you’re in luck! We’ve compiled the most comprehensive list of aesthetics insurance companies and brokers that you can rely on.
(Important: This list provides most of the top insurance in the UK; however, it would still be best to reach out to them directly to understand what they offer for your clinic.)
Aesthetics Assured
The phrase “Faces has got you covered” is now more valuable than ever! Aesthetics Assured is powered by Faces, providing you with an aesthetic insurance quote in as fast as five minutes! We protect all medics and non-medics, ranging from SMEs to large-scale aesthetics businesses across the UK. Get peace of mind with comprehensive aesthetic insurance coverage ranging from medical malpractice, professional indemnity, public liability, and more! Aesthetics Assured also caters to mobile practitioners. Interested? Click here.
Insync Insurance
In this digital world, you need digital brokers for aesthetic insurance! Insync Insurance is one of the leading providers of insurance to aesthetics professionals across the UK. With over 65 treatments available to cover, they can personalise your aesthetic insurance policies to fit what your business needs (whether it is for standard beauty treatments or advanced treatments).
PolicyBee
PolicyBee is an independent and small business insurance broker. They’ve been operating since 2010 and have been a ‘paragon’ in providing aesthetic insurance. They cater to both medics and non-medics. Their aesthetic insurance can be tailored to include public liability and medical malpractice. If you’re a non-medic looking to get their insurance, you need at least an NVQ Level 3 or an equivalent beauty certification plus six months of experience before they can cover you.
Premierline
Premierline Insurance is an aesthetic insurance broker service in the UK. Based in Lancaster, they provide insurance to both SMEs (small and medium-sized enterprises) and larger businesses that need a more personalised approach. Their insurance is accessible to medics and non-medics; however, for non-medics, their price starts at £1100, and it can go higher depending on what your business needs.
SJL Insurance Services
SJL Insurance Services is an insurance broker based in Worcester. They provide services to both national and international clients. Personalised covers for medics and non-medics can be obtained, and they’ve been helping practitioners in the aesthetics industry, such as beauty salons, tattoo parlours, cosmetic surgeons, and hair salons.
Westminster Insurance
Hassle-free online insurance is what they promise! Westminster Insurance has been dishing out quality insurance since 2004. They don’t have the classic division between medical and non-medical aesthetic insurance. They cover at least 92 different business practices, which include injectables. They have a list of acceptable practitioners, requirements, and policies needed for each treatment.
Simply Business
One of the biggest insurance providers in the UK, Simply Business, focuses on small businesses and enables them to dream big! With a plethora of insurance covers like public liability, employer liability, contents, and stocks, to name a few.
Salon Insurance 4u
Whether it’s for beauty professionals, salon owners, or mobile and freelance beauty therapists, Salon Insurance 4u can help your business! They cover at least 80 different treatments and provide a wide range of coverage for different business activities. They also boast excellent customer care for any questions regarding your insurance.
Finch Group
Finch Commercial Insurance Brokers is very much like a family business with a reputation of serving 7,000 clients! They’re knowledgeable and driven to help out both medics and non-medics. If you’re planning to build an academy in the future, Finch can also add it to your insurance with a minimum of 2 years of experience. Finch Group also partners with different academies to get students a 10% discount on their insurance, so definitely check with your trainers if you’re qualified for it!
Mint Insurance
Last but definitely not least, we have Mint Insurance! Crafting bespoke insurance policies for doctors, dentists, surgeons, nurses, technicians, carers, and complementary therapists. They ally with leading insurers to provide standard policy coverage like medical malpractice and professional indemnity.
Let’s think about aesthetic insurance.
At the moment, insurance is not compulsory for all aesthetics practitioners by law. However, Faces firmly believes in providing a safe atmosphere for both practitioners and clients.If you’re ready to get peace of mind when delivering your world-class treatments, head over to Faces and browse the different providers we’re currently working with! Click here to browse.