Introduction
Imagine your hard-earned money, reputation, and success going down the drain just because you injured your client or an accident happened in your clinic. It’s disastrous, to say the least!
The amount of time and money you will spend on every accident will give you a headache and may be the downfall of your career and business, whether you’re a medic or a non-medical practitioner.
That’s one of many reasons why aesthetic insurance for aesthetic practitioners is a must-have in the aesthetics industry.
Insurance protects you from malicious allegations and unforeseen challenges. It also provides a legal stand against compensation claims.
If you’re still reading up until this line, then you’re in luck! We’ve compiled a comprehensive list of the best aesthetic insurance companies and brokers that you can rely on.
(Important: This list provides most of the best aesthetic insurance in the UK; however, it would still be best to reach out to them directly to understand what they offer for your clinic.)
Top 10 Aesthetic Insurance Companies in the UK
Aesthetics Assured
The phrase “Faces has got you covered” is now more valuable than ever! Aesthetics Assured is powered by Faces, providing you with an aesthetic insurance quote in as fast as five minutes! We provide aesthetic insurance for nurses and aesthetic insurance for non medics, ranging from SMEs to large-scale aesthetics businesses across the UK. Get peace of mind from the best aesthetic insurance coverage, ranging from medical malpractice insurance, professional indemnity, public liability, and more!
Insync Insurance
In this digital world, you need digital brokers for aesthetic insurance! Insync Insurance is one of the best aesthetic insurance company for aesthetics professionals across the UK. With over 65 treatments available to cover, they can personalise your aesthetic insurance policies to fit what your business needs (whether it is for standard beauty treatments or advanced treatments).
PolicyBee
PolicyBee is an independent and small business insurance broker. They’ve been operating since 2010 and have been a ‘paragon’ in providing aesthetic insurance for aesthetic practitioners. They cater to both medics and non-medics. Their aesthetic insurance can be tailored to include public liability and medical malpractice. If you’re a non-medic looking to get their insurance, you need at least an NVQ Level 3 or an equivalent beauty certification plus six months of experience before they can cover you.
Premierline
Premierline Insurance is an aesthetic insurance broker service in the UK. Based in Lancaster, they provide insurance to both SMEs (small and medium-sized enterprises) and larger businesses that need a more personalised approach. Their insurance is accessible to medics and non-medics; however, for non-medics, their price starts at £1100, and it can go higher depending on what your business needs.
SJL Insurance Services
SJL Insurance Services is an insurance broker based in Worcester. They provide services to both national and international clients. Personalised covers for medics and non-medics can be obtained, and they’ve been helping practitioners in the aesthetics industry, such as beauty salons, tattoo parlours, cosmetic surgeons, and hair salons.
Westminster Insurance
Hassle-free online insurance is what they promise! Westminster Insurance has been dishing out quality insurance since 2004. They don’t have the classic division between medical and non-medical aesthetic insurance. They cover at least 92 different business practices, which include injectables. They have a list of acceptable practitioners, requirements, and policies needed for each treatment.
Simply Business
One of the biggest insurance providers in the UK, Simply Business, focuses on small businesses and enables them to dream big! With a plethora of insurance covers like public liability, employer liability, contents, and stocks, to name a few.
Salon Insurance 4u
Whether it’s for beauty professionals, salon owners, or mobile and freelance beauty therapists, Salon Insurance 4u can help your business! They cover at least 80 different treatments and provide a wide range of coverage for different business activities. They also boast excellent customer care for any questions regarding your insurance.
Finch Group
Finch Commercial Insurance Brokers is very much like a family business with a reputation for serving 7,000 clients! They’re knowledgeable and driven to help out both medics and non-medics. If you’re planning to build an academy in the future, Finch can also add it to your insurance with a minimum of 2 years of experience. Finch Group also partners with different academies to get students a 10% discount on their insurance, so definitely check with your trainers if you’re qualified for it!
Mint Insurance
Last but definitely not least, we have Mint Insurance! Crafting bespoke insurance policies for doctors, dentists, surgeons, nurses, technicians, carers, and complementary therapists. They ally with leading insurers to provide standard policy coverage like medical malpractice and professional indemnity.
Let’s think about aesthetic insurance.
Faces firmly believes in providing a safe atmosphere for both practitioners and clients. Therefore, we highly encourage everyone to get aesthetic insurance. Besides providing a safe atmosphere, aesthetic insurance for aesthetic practitioners also serves as a key requirement in sourcing aesthetic products. If you’re ready to get peace of mind when delivering your world-class treatments, head over to Faces and browse the different providers we’re currently working with!
Frequently Asked Questions (FAQs)
1. What is aesthetic insurance?
Aesthetic insurance provides coverage for beauty and wellness professionals who offer aesthetic treatments. It protects you from financial loss in case of malpractice, claims, or accidents, ensuring your clinic or practice is safeguarded.
2. Do nurses need aesthetic insurance?
Yes, aesthetic insurance for nurses is essential if you’re performing aesthetic treatments such as injectables or laser therapy. It covers medical malpractice, public liability, and more, providing nurses with legal protection and financial security.
3. Can non-medical practitioners get aesthetic insurance?
Absolutely! Aesthetic insurance for non medics is available and covers professionals who are not registered medical practitioners but still provide aesthetic services such as facials, skin treatments, and beauty therapy. You may need an NVQ Level 3 or equivalent certification, along with practical experience, to qualify for coverage.
4. Why is aesthetic insurance important for aesthetic practitioners?
Insurance for aesthetic practitioners is crucial because it protects against claims from clients who may suffer from adverse reactions or accidents during treatments. Without it, you risk losing your reputation and facing legal or financial consequences.
5. What is the best aesthetic insurance for my clinic?
The best aesthetic insurance depends on your specific needs, whether you are a small business owner or a large-scale aesthetic practitioner. Some top companies, such as Aesthetics Assured, Insync Insurance, and PolicyBee, offer comprehensive packages to suit various treatment types and practitioner qualifications.
6. Which is the best aesthetic insurance company in the UK?
There are many best aesthetic insurance companies in the UK, but the top ones include Aesthetics Assured, Insync Insurance, Premierline, and PolicyBee. These companies offer tailored policies for both medics and non-medics, ensuring you get the right coverage for your specific aesthetic practice.
7. How much does aesthetic insurance cost?
The cost of aesthetic insurance varies depending on factors such as the type of coverage you need, whether you are a medic or non-medic, and the size of your practice. Non-medics may pay more for their coverage, starting at around £1,100 annually, while medics may have slightly lower rates.
8. How can I get aesthetic insurance for my clinic?
To get insurance for aesthetic practitioners, simply contact an aesthetic insurance company like Aesthetics Assured, Insync Insurance, or PolicyBee. They will guide you through the process, helping you determine the right coverage for your treatments and practice size.
9. What types of aesthetic treatments are covered by insurance?
Aesthetic insurance typically covers a wide range of treatments, including injectables, PDO thread lifts, COG thread lifts, laser therapy, and other advanced cosmetic procedures. However, always check the specifics with your insurance provider to ensure all your treatments are covered.
10. Is it necessary to have public liability insurance for aesthetics?
Yes, public liability insurance is a critical component of your aesthetic insurance coverage. It protects against third-party claims for injury or property damage caused during treatments, ensuring that your clinic remains legally protected.